Tracy Cavanaugh, CMP, CMPS

Tracy Cavanaugh graduated cum laude from Kean University and has earned the designations of both Certified Mortgage Planning Specialist and Certified Mortgage Planner. She holds her New Jersey Mortgage Banking License for both first and second mortgages. Tracy is a member of the Financial Planning Association and Certified Mortgage Planning Specialist Institute. She is on the Board of Directors for the Lakewood Chamber of Commerce, Young Professionals, and The Strand Theatre and has served on the boards of her local chapter of Habitat for Humanity as well as Monmouth University Scholarship Ball. She is an author, speaker, and co-host of "The Plan", a cutting-edge podcast dealing with mortgage, financial and estate planning education and preparation.

The mortgage industry is undergoing a radical transformation and The Cavanaugh Advisory Group directly reflects this much needed change. The process is simple: being accountable and making a commitment to her clients. Tracy’s focus is helping her clients integrate the loan they select into their overall long and short-term financial and investment plan, to minimize taxes, improve cash flow and minimize interest expense. Her financial knowledge and expertise regarding the tax and financial planning implications of various mortgage and real estate investment strategies has enabled her to develop a successful advisory based mortgage planning practice.

Tracy Cavanaugh is committed to honoring her role as strategic advisor to her clients. Her unique approach to structuring and managing the comprehensive mortgage plans she designs is fully aligned with helping them achieve their financial and life goals. In an effort to ensure the best possible financial solutions for her clients, Tracy has developed strategic partnerships with other financial advisors, tax planning specialists, real estate advisors and insurance professionals, all of whom are among the top professionals in the country.